Team members discussing about project.
Team members discussing about project.

Policies & Programs

Find freedom to focus.

Our local, independent agents and underwriters get to know the ins and outs of running your business, so they can create a policy that appropriately addresses them. With Arbella by your side, you can stop worrying about the what-ifs and get back to building the business you love.

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All-in-one business insurance


Arbella has carefully designed programs for businesses of all sizes across a variety of industries.


Small business

Opening up your own business is more than a day job—it’s what drives you. Our Flagship Businessowners Program makes it easy to get all the coverage you need to protect your life’s work.

Your Businessowners Policy (BOP) can be customized for additional protection, including Employment Practices Liability, cybercrime and data breaches, and other issues unique to your operations or industry.

Mid- to large-sized business

The Commercial Package Policy (CPP) streamlines your business insurance into a single, robust package. CPP covers your property and general liability, and business owners across the board enjoy its flexibility.

Expanding coverage to protect money and securities, or adding endorsements to cover issues like damaged inventory or credit card forgery, couldn’t be easier.

Car and truck

Just about every business out there needs some form of commercial vehicle insurance —even if they don’t realize it yet. We’re here to protect your business and provide you with fast and friendly local claim service should your vehicles—or employees driving on your behalf—be involved in an accident.

Commercial Umbrella Insurance

A commercial umbrella policy is a smart and cost-effective way to protect your business from unexpected, large-scale accidents. It can help you guard against considerable losses by protecting your assets and helping you maintain your operations during a general liability or automobile liability claim.

Cover Your Assets (CYA)™

Many people found creative ways to make money during the pandemic, including starting businesses in their homes. A traditional homeowners policy may not offer adequate or complete protection for business property or liability, but Arbella’s new Cover Your Assets (CYA)™ Businessowner’s Policy is designed specifically with home-based entrepreneurs in mind.

Additional coverages

Increased protection tailored to your operations.

Workers' Compensation
When workers are hurt on the job, your Arbella Workers' Compensation policy is there to help ensure they get the care they need and can get back to work after they heal. In addition, Arbella works with your business to reduce risks and create a safer working environment.

Arbella CyberPro
The threat of cyber criminals and hacking are growing in today’s digital age. Arbella CyberPro coverage steps up with consulting, response strategies, and solutions to help your business recover from cybercrime.

Inland Marine
This coverage protects your goods and gear—think cameras, lighting equipment, or specialized tools—from accidents that happen in transit.

Crime Insurance
From theft and vandalism to employee dishonesty, business crime is an unfortunate reality across all industries. Crime insurance helps you recover from tangible losses such as cash, inventory, vehicles or equipment, as well as intangibles such as stock and securities. Protect your assets and your hard-earned reputation with Arbella.

Insurance for New Englanders

Arbella sells insurance through local independent agents, and we work with some of the best in the area. They live and work where you do, and their expert advice given with a personal touch can make all the difference in getting you the insurance you really need.