Policies & Programs
Find freedom to focus.
Our local, independent agents and underwriters get to know the ins and outs of running your business, so they can create a policy that appropriately addresses them. With Arbella by your side, you can stop worrying about the what-ifs and get back to building the business you love.
All-in-one business insurance
Arbella has carefully designed programs for businesses of all sizes across a variety of industries.
Opening up your own business is more than a day job—it’s what drives you. Our Flagship Businessowners Program makes it easy to get all the coverage you need to protect your life’s work.
Your Businessowners Policy (BOP) can be customized for additional protection, including Employment Practices Liability, cybercrime and data breaches, and other issues unique to your operations or industry.
Mid- to large-sized business
The Commercial Package Policy (CPP) streamlines your business insurance into a single, robust package. CPP covers your property and general liability, and business owners across the board enjoy its flexibility.
Expanding coverage to protect money and securities, or adding endorsements to cover issues like damaged inventory or credit card forgery, couldn’t be easier.
Car and truck
Just about every business out there needs some form of commercial vehicle insurance —even if they don’t realize it yet. We’re here to protect your business and provide you with fast and friendly local claim service should your vehicles—or employees driving on your behalf—be involved in an accident.
Commercial Umbrella Insurance
A commercial umbrella policy is a smart and cost-effective way to protect your business from unexpected, large-scale accidents. It can help you guard against considerable losses by protecting your assets and helping you maintain your operations during a general liability or automobile liability claim.
Cover Your Assets (CYA)™
Many people found creative ways to make money during the pandemic, including starting businesses in their homes. A traditional homeowners policy may not offer adequate or complete protection for business property or liability, but Arbella’s new Cover Your Assets (CYA)™ Businessowner’s Policy is designed specifically with home-based entrepreneurs in mind.
Increased protection tailored to your operations.
Insurance for New Englanders
Arbella sells insurance through local independent agents, and we work with some of the best in the area. They live and work where you do, and their expert advice given with a personal touch can make all the difference in getting you the insurance you really need.