Homeowners Insurance

Get all the comforts of home, including peace of mind, with Arbella’s homeowners insurance.

Your home is the biggest investment you’ll ever make. Protect it with homeowners insurance from Arbella.

We’ll cover your house and property from fire, lightning, windstorms, hail, frozen pipes, theft, and more. Our homeowners insurance also protects you from personal liability for bodily injury to others or damage to the property of others as a result of your negligence or damage caused by your pet.

Arbella also offers options to increase protection in areas such as reimbursement for certain expenses related to identity fraud, personal injury coverage, and personal property replacement cost.

In addition, our responsive claims department is recognized as one of the best in the industry. We maintain a special property claims unit staffed with homeowners claims experts, and we’re here for you 24/7.

Not sure exactly what you need? Arbella offers homeowners insurance through our local independent agents in Massachusetts and Connecticut. Learn the value of an agent or enter your ZIP code to the right to find an agent near you.

Home Systems Protection and Service Line Coverage:

Home Systems Protection and Service Line Coverage provides enhanced coverage and tools, which most standard homeowner policies do not include. This equipment breakdown coverage not only protects against mechanical breakdowns for items like water heaters, electrical service panels, and central air conditioning, but includes service line coverage for water, sewer, and electricity as well.

MyHomeWorks™ provides interactive home management tools for homeowners to inventory their contents, calculate their energy score, and save money.

Home Cyber Protection:

Families and individuals now face many of the same cyber risks that are common to businesses. The same devices that make every day living more convenient such as personal computers, mobile devices and smart home technology, also provide opportunities for personal cyber attacks to occur. Arbella’s Home Cyber Protection coverage is available for homeowners, condominium and renters policies that offer a suite of coverages and services for computer attacks, cyber extortion, online fraud, the breach of personal information and cyberbullying that happens with smart phones, computers and other connected home devices. Cyber Tech Support provides detailed coverage descriptions and claim examples.