Homeowners Insurance

Get all the comforts of home, including peace of mind, with Arbella’s homeowner’s insurance.

Your home is the biggest investment you’ll ever make. Protect it with homeowners insurance from Arbella. We’ll cover your house and property from fire, lightning, windstorms, hail, frozen pipes, theft, and more. Our homeowners insurance also protects you from personal liability for bodily injury to others or damage to the property of others as a result of your negligence or caused by your pet.

Arbella also offers options to increase protection in areas such as reimbursement for certain expenses related to identity fraud, personal injury coverage, and personal property replacement cost.

Not sure exactly what you need? Get expert advice on homeowner’s insurance from one of Arbella’s local independent agents. They’re familiar with New England’s unique home styles because they live in them, too. Find a local agent near you.

Our efficient, responsive claims department is recognized as one of the best in the industry. We maintain a special property claims unit staffed with homeowners claims experts. And we’re here for you 24/7.

Home Systems Protection and Service Line Coverage

Home Systems Protection and Service Line Coverage provides enhanced coverage and tools which most standard homeowner policies do not include. This equipment breakdown coverage not only protects against mechanical breakdowns for items like water heaters, electrical service panels and central air conditioning, but includes service line coverage for water, sewer, and electricity as well. MyHomeWorks™provides interactive home management tools for homeowners to inventory their contents, calculate their energy score, and save money.

Home Cyber Protection

Families and individuals now face many of the same cyber risks that are common to businesses. The same devices that make everyday living more convenient such as personal computers, mobile devices and smart technology, also provide opportunities for personal cyber attacks to occur. Arbella’s Home Cyber Protection coverage is available for homeowners, condominium and renters' policies who have suffered a cyber attack. The suite of coverage and service include attacks caused by computer attack, cyber extortion, online fraud, the breach of personal information and cyberbullying that happen with smart phones, computers and other connected home devices. CyberTechSupport provides detailed coverage descriptions and claim examples.

Arbella offers homeowners insurance through our independent agents in Massachusetts and Connecticut. Learn the value of an agent or enter your zip code to the right to find a local agent near you.