MA condo insurance

Condo Insurance

Condo insurance shouldn’t be confusing. We’re here to make sure it won’t be.

When it comes to buying a condo and getting condo insurance, there are all kinds of complex and confusing things to sort through. But fear not—Arbella and our local independent agents are here to guide you every step of the way.

Arbella's condo insurance covers:

  • The permanent fixtures in your condo, such as your walls, ceilings, counter tops, etc.
  • Your personal property, such as your furniture, electronics, appliances, clothing, etc.
  • Theft, fire, or vandalism
  • Hotel, restaurant, or similar expenses you may incur in the event that your condo is unusable due to covered loss
  • Legal responsibility or court expenses you may incur in the event that you are sued for bodily injury or property damage as a result of your negligence
  • Medical payment to others for injuries that occur at your condo or are caused by you or your pet

What is condo insurance? Why do I need it?

Unlike homeowners insurance, your condo association holds a condo master insurance policy that may cover a portion of your condo. However, this master insurance policy typically only covers your condo complex, your building structure, and the exterior of your unit. Your master insurance policy most likely does not cover your personal assets or anything inside your condo unit. It may not cover any damages or repairs within your unit either.

Arbella condo insurance fills in the gaps left by your condo master insurance policy and provides coverage in the five critical areas where you still need coverage. Your agent can review the master policy and help you understand what insurance you really need.

Condo insurance costs and discounts.

Condo owner discount.

If you're a condo owner, you can really save big. By signing up for Arbella’s condo insurance, you'll get 7%* off of your first year of coverage. On top of that, you'll get continued savings with 3.5%* off of your second year of condo insurance. If you insure your car with us also, you’ll get an additional 20%* off your condo insurance.

The Arbella Condo Combo.

Whether you’re new to Arbella or have been a valued customer for years, you can still get huge savings on your condo insurance. Simply combine your condo and car policies, and you'll save 20%* or more on your condo insurance.

To learn more about our comprehensive condo coverage, contact your local, independent agent today. They'll help you sort the condo clutter and, most importantly, save big.

*Discount does not apply to all coverages.