Arbella Edge

Dynamic coverage built for your business

Arbella Edge™ is a readymade, cost-effective solution built to protect your business and livelihood. With it, you enjoy all the basic coverages plus increased limits for property and general liability.

Restaurant

This all-in coverage protects your day-to-day operations along with bonus coverages just for restaurants.

  • $300,000 for damage to rented premises
  • $50,000 for restaurant wine stock selling price
  • $50,000 for fine arts ($5,000/item)
  • $25,000 for food contamination cost
  • 90 days extended business income
  • 25% of the BPP limit or up to $100,000 for peak season coverage (whichever is less)
  • Aggregate limits per location
  • Product recall expenses

Auto Repair Shops

Exclusively for the auto repair industry, Arbella Edge for auto repair shops includes additional coverage for your property, equipment and business liability.

  • $50,000 ($25,000/occurrence) for mechanic’s errors and omissions in a 12-month period
  • $10,000 for reasonable replacement expenses of “key employee”
  • Covered property extends above and below ground (foundations, tanks, piping, canopies, and vapor recovery systems)
  • Covered property extends to fences and retaining walls
  • Covered property includes resale fuel (gasoline, diesel, fuel oil or kerosene)

Contractors

Specific protections for business owners, employees, equipment, and tools, built with your toughest jobs in mind.

  • Business income/extra expense ALS coverage based on 12-months indemnification
  • $10,000 per piece of equipment ( $25,000 occurrence/$50,000 annual aggregate) for Contractor’s equipment coverage
  • Coverage for the contractor’s and employee’s tools
  • Limits of insurance increased to $50,000/occurrence and $100,000 in a 12-month period under installation coverage

Ask your agent about Arbella Edge for your business, they are your trusted partner and expert! Looking for an Arbella Agent?

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