Most Preventable Claims

Like the weather, some things are unpredictable. There’s just no way to know when it’s going to rain so bad that your basement floods or when the next snow storm is so heavy that your porch collapses. However, there are a ton of things you can predict. There are little things you can do every day to prevent some of the most painfully obvious claims what we see all the time. Check them out for yourself and make sure the little things don’t become the big things.

Don't leave a hot stove unattended

You know those days where you just have a million things to do? Cook dinner, do the laundry, all that fun stuff. So you’re sautéing some chicken on the stove, and figure while that’s cooking, maybe I’ll just go down to the basement and throw a load of laundry in the dryer. Why not? Well, you might burn your house down. That’s why not. Cooking fires are the #1 cause of home fires and home injuries!

Purchase quality electrical equipment

You know the saying, “You get what you pay for?”  That’s a saying for a reason. Buying cheap electrical equipment makes you prone to all kind of expensive repairs. Ask yourself this: Did I buy my strip outlets at the bargain bin? Do I use Christmas lights as an extension cord? Yes, people really do this. If you’re one of them, we hope you have your electrician on speed dial! Home electrical fires result in $1.5 billion in direct property damage every year.

Make sure your home is protected

A home is a castle, and break-ins are getting easier and easier. Are you so excited for your vacation that you posted a Facebook status about it? Congratulations, you just told a ton of people when you won’t be home! For a burglar, that might as well be an invitation. It’s important to have an alarm system, to have timers set for things like the lights and TV, and have a friend check in on the house every couple of days. Defend your castle!