In observance of Memorial Day, all Arbella offices will close at 5 pm on Friday and will reopen on Tuesday, May 31st. This includes Customer Service and the Drive-in Claim Centers. As always, if you need to report a new loss or have an emergency claim need, you may reach us by calling 1-800-ARBELLA (272-3552) or clicking here to file a claim.

chief and restaurant manager enjoying in the kichen.

Arbella Edge™

Dynamic coverage built for your ambitions

Arbella Edge™ is a readymade, cost-effective solution built to protect your business and livelihood. With it, you enjoy all the basic coverages plus increased limits for property and general liability.

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Arbella Edge™


Get all the coverage you need, based on your specific business niche.



This all-in coverage protects your day-to-day operations along with bonus coverages just for restaurants:

  • $300,000 for damage to rented premises
  • $50,000 for restaurant wine stock selling price
  • $50,000 for fine arts ($5,000/item)
  • $25,000 for food contamination cost
  • 90 days extended business income
  • 25% of the BPP limit or up to $100,000 for peak season coverage (whichever is less)
  • Aggregate limits per location
  • Product recall expenses

Auto Repair Shops

Exclusively for the auto industry, Arbella Edge™ for Auto Repair Shops includes additional coverage for your property, equipment, and business liability:

  • $50,000 ($25,000/occurrence) for mechanic’s errors and omissions in a 12-month period
  • $10,000 for reasonable replacement expenses of “key employee”
  • Covered property extends above and below ground (foundations, tanks, piping, canopies, and vapor recovery systems)
  • Covered property extends to fences and retaining walls
  • Covered property includes resale fuel (gasoline, diesel, fuel oil, or kerosene)


Specific protections for business owners, employees, equipment, and tools, built with your toughest jobs in mind:

  • Business income/extra expense ALS coverage based on 12-months indemnification
  • $10,000 per piece of equipment ( $25,000 occurrence/$50,000 annual aggregate) for Contractor’s equipment coverage
  • Coverage for the contractor’s and employee’s tools
  • Limits of insurance increased to $50,000/occurrence and $100,000 in a 12-month period under installation coverage

Insurance for New Englanders

Arbella sells insurance through local independent agents, and we work with some of the best in the area. They live and work where you do, and their expert advice given with a personal touch can make all the difference in getting you the insurance you really need.