Condo buying can be confusing. Condo insurance shouldn't be.
When it comes to buying a condo and getting condo insurance there are all kinds of complex, confusing, and just plain crazy things to sort through. But fear not. Our local independent agents are here to give you hands-on advice and guide you every step of the way.
Why do I need condo insurance?
You may not know it, but condo insurance is much different than homeowners insurance. Unlike homeowners insurance, your condo association holds a condo master insurance policy that may cover a portion of your condo.
However, this condo master insurance policy typically only covers your condo complex, your building structure and the exterior of your unit. Your condo master insurance policy most likely does not cover your personal assets or anything inside your condo unit. In addition, your master policy may not cover any damages or repairs within your unit either. Your local agent can review the master policy and help you understand what insurance you really need.
This is why personal condo insurance is so important.
Arbella condo insurance fills in the gaps left by your condo master insurance policy and provides coverage in the five critical areas where you still need coverage.
Arbella's condo insurance covers:
- The permanent fixtures in your condo, such as your walls, ceilings, counter tops, etc.
- Your personal property, such as your furniture, electronics, appliances, clothing, etc.
- Theft, fire, or vandalism.
- Hotel, restaurant or similar expenses you may incur in the event that your condo is unusable due to covered loss.
- Legal responsibility or court expenses you may incur in the event that you are sued for bodily injury or property damage as a result of your negligence.
- Medical payment to others for injuries that occur at your condo or are caused by you or your pet.
More than condo coverage. Care.
What makes Arbella's condo insurance even more valuable is that you get this amazing coverage with an astonishing amount of care. At Arbella, we partner with the top, local, independent insurance agents which means you can get the absolute best coverage, tailored to fit your unique needs. Best of all, our independent agents go above and beyond to make sure you get the biggest savings possible.
First-time condo buyer discount.
If you're a first-time condo buyer you can save especially big. Sign up for Arbella condo insurance and you'll get 7%* off of your first year of coverage. Even if you've bought your condo in the past year, you're still eligible for this discount. If you insure your car with us also, you will get an additional 20%* off your condo insurance in addition.
On top of that, you'll also get continued savings, with 3.5%* off of your second year of condo insurance.
The Arbella Condo Combo
Not a first-time buyer? Not to worry. You can still get huge savings on your condo insurance.
Simply combine your condo and car policies and you'll save 20%* or more on your condo insurance. Twenty percent! Now that's living large.
To learn even more about our comprehensive condo coverage, contact your local, independent agent today. They'll help you sort the condo clutter and, most importantly, save big.
Arbella. Here for condos. Here. For good.
*discount does not apply to all coverages.