Commercial Package Policy

Invaluable insurance for your business. At a great value.

Most people who own a mid to large-sized business have enough to worry about without adding insurance to the list. Arbella’s Commercial Package Policy (CPP) combines several of our most popular lines of business insurance coverage to give you lots of flexibility at a reduced cost.

If your business is based in Connecticut, Massachusetts, New Hampshire, or Rhode Island, talk to one of our local independent agents about tailoring a Commercial Package Policy program to meet your needs. Most of them include coverage for buildings, business personal property, public liability, lost income, equipment breakdown, crime, and some professional liability. Employment Practices Liability can be added at a modest price and Data Breach protection is available to guard against sensitive data loss.

Every Arbella Commercial Package Policy comes with our excellent claims service. We understand the unique issues facing the businesses in our communities because we live here too. We’re efficient, responsive, and we’re here for you 24/7—so you can get back to business faster.

Enhanced coverage:

Main Sail endorsements

This Arbella form expands protection with additional commercial insurance coverage for money and securities, outdoor property, valuable papers, fine arts, and more, at no additional cost.

Spotlight endorsements

These programs provide valuable additional insurance protection, tailored to the needs of specific industries.

Restaurant owners endorsement

  • $50,000 spoilage of refrigerated/frozen foods
  • $5,000 credit card forgery
  • $25,000 employee dishonesty

Bed and Breakfast endorsement

  • $1,000 per guest inconvenience expense
  • $5,000 credit card forgery
  • $10,000 money and securities coverage

Wholesalers and distributors endorsement

  • $50,000 perishable stock damage
  • $50,000 pollution cleanup
  • $50,000 property in transit

Other spotlight endorsements

  • Condominiums
  • Commercial real estate owners
  • Service businesses
  • Manufacturers
  • Auto Repair
  • Contractors
  • Janitorial
  • Retail Owners